🧮 For Real Estate Investors

Pro Forma Calculator

Enter your deal assumptions and instantly see NOI, cap rate, cash-on-cash return, and a 10-year equity projection. No sign-in required.

All math shown · Assumes 30-yr fixed mortgage · Results update as you type

📦 Purchase

$
%
%

💰 Income

$
%
U.S. avg ~6–8%

🔧 Expenses

%/yr
of purchase price
$
per month
% of rent
%/yr
of purchase price

🏦 Financing

%
years

📈 10-Year Assumptions

%/yr
%/yr
%/yr

NOI = effective rent − operating expenses (excludes mortgage). Cap rate = NOI ÷ purchase price. Cash-on-cash = annual pre-tax cash flow ÷ total cash invested (down + closing costs). Equity build-up includes both mortgage paydown and appreciation.

10-Year Projection

Year Home Value Loan Balance Equity Annual CF Cum. CF Total Return

All figures are pre-tax estimates. Consult a CPA for depreciation, 1031 exchanges, and tax treatment. Past appreciation does not predict future returns.

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